Christmas Savings

Put a little away each month for the Holidays. Don't let those holiday bills get you by surprise. This account earns the same dividends as a regular share account. The Christmas Savings Account may be the perfect way for you to save for your holiday expenses. Through payroll deduction or other regular deposits, you will save systematically and painlessly. Monies are disbursed early October, allowing you plenty of time to shop for gifts or plan a winter vacation.

  • $5 minimum balance is required to open and maintain the Christmas Savings Account.
  • No monthly service fee is charged.
  • Payroll deduction is an effortless, systematic way to save.
  • Dividends are paid monthly.

Christmas Club funds are transferred to your savings, checking, and/or VIP account on October 1st. This account requires a $5 minimum balance and there are no monthly fees.

Click here to view our brochure.

To apply online, click here.

You must be at least 18 years old to open an individual account.

Christmas Savings Rate
Savings Account
Dividend Rate
Min. Initial Deposit
Min. Balance¤

Christmas Savings

* Annual Percentage Yield
¤ Minimum average monthly daily balance to avoid service fees.
All rates are subject to change without notice and are effective as of September 4, 2018.

If you need more information about this account, please email New Accounts at or call 1-808-832-8700.